Personal Consumer Loan:-

Processing charges will be 1% of loan amount.

For purchase of electronic goods or for any other purposes.

Personal consumer loan can be granted to the persons whose track record of repayment is good.

Smriti Small Loan:-

Rate of interest will be charged @16%.

Loan can be granted through Agents/BCs only.

Loan can be granted up to Rs.1 lacs against guarantee of agent only.

Generally the loan will be given for 3 years. In exceptional cases loan can be given for 5years.

Loan more than Rs.1.00 lacs will be granted on giving registry of the Plot/House to the Bank with a maximum of Rs.3 lacs.